Kockázatvállalás
Risk Alerts
Hungary · Active underwriting risk signals across weather, industry, portfolio, and regulatory dimensions
Total Alerts
5
active portfolio
Critical
1
immediate action
High Severity
2
review required
Affected Policies
1,219
across all alerts
Open / Resolved
5 / 0
status split
Severe hail risk — Northern Hungary
ECMWF model flags elevated hail probability across Nógrád and Borsod counties for the next 14 days.
Recommended action: Review commercial property sub-limits in affected counties.
Tisza flood zone accumulation breach
Portfolio exposure in Tisza 100-year flood zone has exceeded the reinsurance accumulation threshold of HUF 5B.
Recommended action: Suspend new policy issuance in flood zone postcodes pending reinsurance review.
Food processing loss ratio deteriorating
Loss ratio in food processing sector reached 72% in Q2 2024, 8pp above the technical pricing threshold.
Recommended action: Mandatory risk survey for all food processing renewals above HUF 200M sum insured.
MABISZ flood map revision — Q3 2024
Hungarian Insurance Association revising national flood maps. 312 policies may require zone reclassification.
Recommended action: Prepare policy re-rating workflow ahead of Q3 map publication.
Pre-1980 masonry survey backlog
148 policies due structural re-survey are overdue by >90 days. This constitutes a portfolio data quality risk.
Recommended action: Assign survey teams — prioritise Eastern region properties first.